I'll be speaking at the REFocus Summit on Thursday, March 11 at 11:30 PST! Link in bio!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ With 2020 behind us, it's time to sharpen our skills and refocus our intentions.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Come learn about how to get personalized financing for your projects as a real estate investor!⠀⠀⠀⠀⠀⠀⠀⠀⠀ *For informational purposes only. You should consult with an attorney or other professional to determine what may be best for your individual needs.

What does it take to build an 8 figure real estate portfolio? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Join @imseanpan and me on Clubhouse to learn the secrets of how @aaronthehousebuyer turns properties into treasures! 💎 ⠀⠀⠀⠀⠀⠀⠀⠀⠀ To be notified of the event, make sure to follow me @ brendachen on Clubhouse and click on the 🔔 in my profile! Let’s get it 🏡🏡🏡 *For informational purposes only. You should consult with an attorney or other professional to determine what may be best for your individual needs.

SOLD after 1 day on the market, 200k over asking AGAIN! 🙏🏼🎉 Second project with @transformrealestate 👯‍♂️ Swipe to see the finished product, designed by @elisa_covington! 👑

You are the hero of your life. The stories we tell ourselves are absolutely crucial. They can be the fuel (or roadblock) to our success. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I used to name obstacles in my life as excuses for playing small. It made me expect less of myself. Those around me were sympathetic. It made logical sense in my mind why I was stuck.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ But, I was sick of being the victim and blaming circumstances. I decided to take my power back. Instead, I named the same obstacles as REASONS I am lit up. I was able to transcend victimhood to become the protagonist and hero of my life story.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I am grateful for the challenges I went through. After triumphing over painful hardships, I know I am absolutely unfuckwithable. These experiences sparked a roaring fire inside me that motivates me like nothing else. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Let's face it - sometimes, life can be hard af, regardless of whether you tell yourself empowering or disempowering stories. So why not use empowering stories for our progress? Once the meaning of growth is attached, these challenges become mere stepping stones to our inevitable success.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Imagine yourself as the hero of your story, and tell yourself every single day how you are going to WIN, and how you will, in fact, change the world for the better.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Wishing you so much success 💖⠀⠀⠀⠀⠀⠀⠀⠀⠀ How have you reframed the stories you tell yourself?⠀⠀⠀⠀⠀⠀⠀⠀⠀ 📸: @hillary_jeanne

"Women belong in all places where decisions are being made. It shouldn't be that women are the exception." -RBG Join us TOMORROW 5PM PST for our first Womxn in Real Estate Happy Hour! Network with amazing womxn and allies around the world on Clubhouse! To be notified of the event, make sure to follow me @ brendachen on Clubhouse and click on the 🔔 in my profile! There's no limit to what we can achieve!

3.5 years ago:⠀⠀⠀⠀⠀⠀⠀⠀⠀ I walked into my first RE networking event TERRIFIED... I didn't know what to do and everyone there seemed to know each other already. Many of them had impressive backgrounds.⠀⠀⠀⠀⠀⠀⠀⠀⠀ I had absolutely no real estate experience and felt like I didn't have anything to contribute. All I could do was listen, since I was too shy to speak.⠀⠀⠀⠀⠀⠀⠀⠀⠀ Still, I showed up. I knew that the discomfort meant growth. And I kept showing up.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Today:⠀⠀⠀⠀⠀⠀⠀⠀⠀ I regularly host real estate events with members of the RE community that I call my FRIENDS! We have over 1,100 members in the real estate club that @alicejoyk and I founded. I've since hosted and attended HUNDREDS of events. I work closely with one of the first people to talk to me at that first event @im_seanpan (thanks bro!) at @cvlending. I've met business partners, mentors, collaborators, amazing professionals and investors by putting myself out there all these years.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Each little action moved me closer to my big dreams.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ These days, I'm constantly searching for ways to stretch myself. I've grown to love the discomfort because it means I'm doing something new and exciting to get me closer to my goals.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ What's one thing you're grateful you did, although you were super uncomfortable in the moment?⠀⠀⠀⠀⠀⠀⠀⠀⠀ 📸: @hillary_jeanne⠀⠀⠀⠀⠀⠀⠀⠀⠀ Follow @brendache.re for more RE tips.

One common question that comes up when new investors are looking to get hard money purchase loans: ⠀⠀⠀⠀⠀⠀⠀⠀⠀ What Items should we have ready?⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Here are 8 things to have ready when looking for a hard money loan for your next project:⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 1. Purchase Agreement⠀⠀⠀⠀⠀⠀⠀⠀⠀ 2. Scope of Work & Budget for Repairs⠀⠀⠀⠀⠀⠀⠀⠀⠀ 3. Expected ARV (After Repair Value)⠀⠀⠀⠀⠀⠀⠀⠀⠀ 4. Roughly 20% downpayment (lower for experienced investors)⠀⠀⠀⠀⠀⠀⠀⠀⠀ 5. Liquid Cash for any upfront pts. / processing fees / closing costs⠀⠀⠀⠀⠀⠀⠀⠀⠀ 6. Project description/business plan⠀⠀⠀⠀⠀⠀⠀⠀⠀ 7. Exit strategy (Are you selling the property? How do you plan to exit the loan? Would it be in a good shape to be refinanced after maturity?)⠀⠀⠀⠀⠀⠀⠀⠀⠀ 8. For rental properties: Current/expected gross rental income, and current/expected expenses (for us to calculate NOI - net operating income)⠀⠀⠀⠀⠀⠀⠀⠀⠀ Investors typically use hard money loans to acquire properties fast - these loans close in 5-10 biz days usually. These loans also have fewer requirements than conventional banks, because the value of the property is what is used to qualify, not the income of the individual. *For informational purposes only. You should consult with an attorney or other professional to determine what may be best for your individual needs.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Follow @brendache.re for more RE tips.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Image via @zrobym_architects

Our 2nd San Jose flip investment is now listed!!!⠀⠀⠀⠀⠀⠀⠀⠀⠀ Completely renovated from the inside out! We already received 2 pre-emptive offers in 1 day 😮 Couldn't have done this without @transformrealestate and her amazing attention to detail and business acumen. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ To a great start of 2021!!! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Wishing you all a successful year. What are you working on this year?

Let's talk about a tool many real estate investors use: A 1031 exchange.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ What is a 1031 Exchange?⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ A 1031 exchange is a swap of properties that are held for business or investment purposes.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In effect, you can change the form of your investment without (as the IRS sees it) cashing out or recognizing a capital gain. That allows your investment to continue to grow tax-deferred. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ There's no limit on how many times or how frequently you can do a 1031. You can roll over the gain from one piece of investment real estate to another, to another, and another.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In essence, this allows you to continue growing your real estate portfolio while deferring taxes from the sale of any of your properties. If done, until old age, the properties can then be passed on to your heirs tax free via a step-up in basis. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ A great example of how real estate investing can be used to create generational wealth! 👊⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ *For informational purposes only. You should consult with an attorney or other professional to determine what may be best for your individual needs.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Follow @brendache.re for more RE tips.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Image via @zrobym_architects

What makes our long term rental loans easier to use? Read up on the key differences here. Happy to answer any questions. 😁 Follow @brendachen.re for more RE tips. *For informational purposes only. You should consult with an attorney or other professional to determine what may be best for your individual needs.

Excited to co-host my first event on @joinclubhouse with @bryanvuongpham, real estate investor and founder of @asianhustlenetwork! What's Clubhouse? It's a new social media app where you can meet like-minded people, podcast style! You can talk to influencers, VCs, founders and even shamans in a diverse range of rooms! I was able to pitch @grantcardone in one of the events 🤪 ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Come network with us along with a panel of extremely talented and accomplished professionals within the real estate industry.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Event will be hosted on Clubhouse Wednesday, January 13th @ 6PM PST! 😊 Link can be found in my bio.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We hope to see you all there 👊

Should I flip or BRRRR my next investment? A question many investors ask themselves. There are pros and cons to each one, so take a look at the comparisons and see for yourself! What do you think? Follow @brendachen.re for more RE tips. *For informational purposes only. You should consult with an attorney or other professional to determine what may be best for your individual needs.

Your dreams are beautiful and you are here to make them come true. May 2021 bring you all that you wish for and more! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 📸: @hillary_jeanne

Bridge loan for our client's multifamily acquisition in Hollywood, which they are going to renovate before renting out each unit. Term for this deal is 24 months.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We can be flexible and customize the deal to fit your specific needs so don't hesitate at all to reach out to see what financing structure would work best for your specific situation!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Follow @brendachen.re for more RE tips.

[My favorite real estate books!] There are few things I adore more than reading: lounging on the beach as the clouds go by, in a cute cafe -- ideally in a foreign country, relaxing in the tub with some music, in my cozy bed on a rainy day... anywhere really! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ My top two favorite topics? Investing & Spiritual Growth. I absolutely love alternating between these two seemingly separate subjects because they balance me out. It's important for me to remember my why as I'm creating my future. To connect with my soul as I'm building my career and business. To remember that true wealth is service to humanity. I've found that the integration heart & mind accelerates growth to a level I didn't know was possible before.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Here are my favorite RE/biz books (the mind):⠀⠀⠀⠀⠀⠀⠀⠀⠀ - The Millionaire Real Estate Investor by Gary Keller⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Set For Life by Scott Trench⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Rich Dad's Guide to Investing by Robert Kiyosaki⠀⠀⠀⠀⠀⠀⠀⠀⠀ - The Cashflow Quadrant by Robert Kiyosaki⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Rich Dad Poor Dad by Robert Kiyosaki⠀⠀⠀⠀⠀⠀⠀⠀⠀ - How to Get Rich by Felix Dennis⠀⠀⠀⠀⠀⠀⠀⠀⠀ - The E-Myth by Michael Gerber⠀⠀⠀⠀⠀⠀⠀⠀⠀ - The Personal MBA by John Kaufman⠀⠀⠀⠀⠀⠀⠀⠀⠀ - The Four Hour Workweek by Tim Ferriss⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Bold by Peter Diamandis⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Zero to One by Peter Thiel⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Next - I'll be sharing my favorite abundance consciousness and personal transformation books (the heart)!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ What are your favorites? What's on your reading list for 2021?⠀⠀⠀⠀⠀⠀⠀⠀⠀ 📸: @hillary_jeanne Follow @brendache.re for more RE tips.

Check out my story on how I got started in real estate on the Permission to Become Podcast Ep. 2!! Link in bio!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In this episode, I shared:⠀⠀⠀⠀⠀⠀⠀⠀⠀ - My bicultural upbringing as a Taiwanese American⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Shifting my belief from “you have to work hard and sacrifice in order to succeed” to choosing a life doing what I love⠀⠀⠀⠀⠀⠀⠀⠀⠀ - How I found the courage to step into the unknown⠀⠀⠀⠀⠀⠀⠀⠀⠀ - My process of tapping into my desires, experimenting, and creating a powerful vision that propelled me into my dream life⠀⠀⠀⠀⠀⠀⠀⠀⠀ - How I got into real estate and how I turned my passion into a career ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Would love to hear your thoughts! Comment below or DM me!

Celebrating closing our first deal together last week!! This home went pending after just ONE day on the market, selling 200k over asking! Swipe for the before and after 😉 A few things I learned on this deal: - Take action! I held off on taking action for so long, even when I knew the steps I needed to take, and really wish I got started earlier. With action came feedback, and I was able to hone in on my process to make finding deals easier. - Consistency is key. This deal came to us after a follow up email. Don't give up and keep in touch with your contacts regularly. - Be conservative with numbers and stand your ground - we said no to many deals before this one, and only made the offer at the price we wanted. - Partners are everything. I wanted to work with @transformrealestate because I know of Elisa's integrity and reputation firsthand over the years. She has been so gracious throughout the whole project and I learned SO much from her. I definitely couldn't have done this on my own. Overall, beyond grateful to Elisa and so happy how this turned out. Here's to all of us taking action on our real estate biz and making things happen! Cheers!

What exactly is DSCR and why does it matter?⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ DSCR is important in order to better understand the cashflow potential of your deal when taking into consideration your monthly costs. The number is also important when getting a loan from a hard money lender such as Conventus.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ As a rule of thumb, you should always aim for your BRRRR or long term rental to have a DSCR minimum of at least 1.15 to ensure you get the best interests rates possible. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We still finance rentals with a DSCR of between 1 to 1.15, but in general lenders will prefer that your property has a DSCR of above 1.15 so that they know you have a margin for error in case anything unexpected comes up.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Follow @brendachen.re for more RE tips.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ *For informational purposes only. You should consult with an attorney or other professional to determine what may be best for your individual needs.

2020 was definitely NOT what I expected. This year has been tough for many - but through these challenges, I've discovered the resilience and beauty of the human spirit. The outpouring and love and kindness has been so heartwarming to witness. From neighbors offering to purchase groceries for seniors, to friends dropping off gifts to cheer each other up, to those making sure the homeless is taken care of on the streets - this world is filled with these compassionate acts when you notice.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This year, one of the most important lesson I learned was how asking empowering questions can shift reality. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ When all of my events were cancelled, and real estate seemed to be at an uncertain place, I stopped asking "why is this happening?" and started asking "how can I make the most out of this time and situation?"⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ After asking these questions, I:⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Finally started my own business, Venus Ventures, something I've wanted to do for 5+ years, and worked on two investment projects in San Jose.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Moved all of my things into storage and explored island living in Waikiki, Hawaii while working remotely.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Closed more deals than ever at Conventus, and got promoted to Head of Sales.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ - Started meditating daily, morning and night, which contributed significantly to my personal and spiritual growth.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I say this because if I can shift out of my negative mindset, anyone can. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In high school, I thought it was me against the world, and sometimes slept 12 hours + per day just to escape reality. I know what it's like to not want to get up in the morning.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ If this is a dark time for you, know that there's a way out and light at the end of the tunnel. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Wishing you a wonderful holiday season, and let's get after it in 2021!!⠀⠀⠀⠀⠀⠀⠀⠀⠀ What are your takeaways from 2020 and what are your goals next year? 📸: @hillary_jeanne

Always great to be able to help out another client. This time in sunny OC! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ They will rent this out on Airbnb to yield higher rents and keep this as a long term rental.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Contact us to see how we can help you with funding for your next deal!